If you had water come into your basement like I did you may have some issues to deal with. Here are some suggestions. What to Do When Heavy Rain Hits Your Home After a major rainstorm, many homeowners find themselves…
Roof depreciation is one of the most misunderstood parts of homeowners insurance — especially in Missouri and Arkansas, where hail and wind storms are common. Many homeowners assume their roof will be fully replaced after storm damage, only to discover…
Business insurance is not just a requirement for contracts or leases — it is a critical risk management strategy. Yet many business owners unintentionally underinsure, overlook key coverages, or choose policies based solely on price. Taking shortcuts in business insurance…
Choosing the right deductible is one of the most important decisions homeowners and drivers in Missouri and Arkansas make when structuring their insurance policies. Your deductible is the amount you agree to pay out of pocket before your insurance coverage…
If you’ve ever dealt with a large captive insurance agency, you already know how it feels: they’re happy to collect your premiums every month, but when it comes time to file a claim, suddenly the rules change. Policies are questioned,…
When it comes to managing insurance, the decision to file a claim, especially for smaller issues, can be surprisingly complex. While insurance is designed to provide financial security against losses, not every loss warrants a claim. Here are compelling reasons…
Southwest Missouri was hit by a significant hail storm on April 15th 2023. The storm was bad enough but the aftermath and dealing with the scammers will have long term affects. In Springfield we have several long term, local roofing…
Dogs provide us unconditional love, companionship, and even protection that even some other humans cant provide. Some people even consider dogs to be a major part of their family. Dogs can be even used for therapy and many other uses.…
Normally this is the time of year when most are planting their garden. Its nearing 70 degrees consistently by now and we are welcoming the April Showers. Mother Nature decided to extend Winter just a little bit longer this year,…
