Thinking about changing homeowners insurance companies but worried your mortgage will complicate things? Good news: switching is completely allowed, fairly simple, and often saves real money. Your lender doesn’t care which insurance company you use — they just require that…
What’s the Difference — and When Do You Need Each? Building a new home is exciting — but many future homeowners in Missouri and Arkansas are surprised to learn that a standard homeowners policy is not designed to protect a…
It’s the question every homeowner should ask and most never do — until after a fire or a tornado, when it’s too late to fix the answer. Whether you have enough coverage to completely rebuild your home comes down to…
Getting a home insurance quote is easier than most people expect — but the quality of your quote depends on the quality of the information behind it. At MBG Insurance, we shop your home across multiple carriers, and the more…
Is That Contractor Really Covered? How to Verify Workers’ Compensation Insurance in Missouri By Kirk Reisner, AIC — Partner, MBG Insurance I started my insurance career as a claims adjuster before I ever sold a policy, and I’ll tell you…
No Insurance Required Doesn't mean NO Liability!
Why Insurance Carriers Are Betting Big on a Small Device Water damage is one of the most common — and most expensive — homeowners insurance claims in the country. It’s not the dramatic burst pipe that does most of the…
Missouri hail storms can cause massive damage in just a few minutes. One storm can leave homeowners dealing with roof damage while multiple vehicles sit in the driveway covered in dents and broken glass. There have been many questions coming…
Hail Damage and Insurance: Frequently Asked Questions. After a hail storm, it is common for homeowners and drivers to have questions about damage, insurance claims, deductibles, roof coverage, and who is responsible. There is also a lot of misinformation that…
Missouri homeowners may soon have a new way to manage one of the biggest cost drivers in home insurance: roof coverage. Over the past several years, homeowners insurance policies have changed a lot. Many Missouri homeowners have seen higher wind…
