A client recently asked us a question that many parents have: “At what age does my child need to come off my auto insurance policy?” There is no universal birthday that determines the answer. Where your child lives, who owns…
By Brandon Thompson, CEO and Co-Founder, MBG InsuranceUpdated October 2026 Arkansas lets teens get behind the wheel at 14, earlier than many states. That gives families a longer runway to build driving skills before a teen ever drives alone. It…
When most people think about auto insurance, they think about protecting their car. But some of the most important coverage on your auto policy may be protecting you — even when you aren’t inside your car. If you’re an avid…
By Brandon Thompson While many Arkansas drivers purchase the “state required” auto insurance limits, they don’t realize that in the long run it may actually cost them more money. Did you know that a significant share of Arkansas drivers don’t…
By Jordan Lair, MBG Insurance — Springfield, MO Most people shop auto insurance by looking at one number: the total premium. But the smarter question isn’t “what’s the cheapest policy?” — it’s “where can I get the most protection for…
If you just bought an RV, it’s natural to assume your regular auto insurance — or even a basic policy from whoever you called first — will cover it the same way it covers your car. It won’t. An RV…
If you’re driving in Arkansas with just the state-required minimum coverage — 25/50/25 liability — you’re legal, but you may be exposed to more financial risk than you realize. As independent agents, we get asked constantly whether it’s worth paying…
Most people assume that anyone living under their roof is automatically covered by their auto policy. They aren’t. A recent Wall Street Journal article on denied auto claims noted that State Farm requires every member of the household to be…
Missouri hail storms can cause massive damage in just a few minutes. One storm can leave homeowners dealing with roof damage while multiple vehicles sit in the driveway covered in dents and broken glass. There have been many questions coming…
Hail Damage and Insurance: Frequently Asked Questions. After a hail storm, it is common for homeowners and drivers to have questions about damage, insurance claims, deductibles, roof coverage, and who is responsible. There is also a lot of misinformation that…
