By Tyler Hunter If you’ve ever tried to figure out whether your business counts as “small,” you’ve probably run into a frustrating truth: it depends who’s asking. The Small Business Administration defines it one way. Your bank might define it…
By Tyler Hunter Forming an LLC can help separate your business obligations from your personal assets, but an LLC is not a substitute for business insurance. The business can still be responsible for injuries, property damage, employee accidents, professional mistakes,…
By Tyler Hunter Protecting Your Cards, Your Store, and Your Community The collectible card business has exploded. Between vintage sports cards, graded Pokemon cards selling for five figures, and the steady popularity of Magic: The Gathering, card shops today are…
By Kirk Reisner, AIC — Partner, MBG Insurance Talk to enough small business owners about insurance and you hear the same frustrations on repeat. “I never hear from my agent until renewal.” “My certificate requests take a week.” “I got…
8 Situations That Warrant a Quick Heads-Up One of the most common questions we hear from business owners is some version of: “What should I be watching for? When do I actually need to call you?” It’s a great question…
Concrete work is physically demanding, project-driven, and carries real financial risk — from a cracked foundation claim to an employee injury on a pour day. If you’re running a concrete contracting business in Arkansas or Missouri, whether residential, commercial, or…
Navigating commercial insurance can be overwhelming — especially for new business owners. But choosing the right coverage is critical to protect your assets, employees, and future growth. The good news is that with the right strategy and information, you can…
Business insurance is not just a requirement for contracts or leases — it is a critical risk management strategy. Yet many business owners unintentionally underinsure, overlook key coverages, or choose policies based solely on price. Taking shortcuts in business insurance…
If you operate a business in Missouri or Arkansas, you’ve likely been asked to provide a Certificate of Liability Insurance (COI) before starting a job, signing a lease, or entering into a contract. But what exactly needs to be on…
Equipment breakdown coverage is an often-overlooked but highly valuable protection for homeowners and businesses in Missouri and Arkansas. Many property owners assume that equipment failures are covered by standard insurance policies. In reality, most home and commercial policies exclude losses…
