It’s the question every homeowner should ask and most never do — until after a fire or a tornado, when it’s too late to fix the answer. Whether you have enough coverage to completely rebuild your home comes down to…
Getting a home insurance quote is easier than most people expect — but the quality of your quote depends on the quality of the information behind it. At MBG Insurance, we shop your home across multiple carriers, and the more…
By Kirk Reisner, AIC — Partner, MBG Insurance Talk to enough small business owners about insurance and you hear the same frustrations on repeat. “I never hear from my agent until renewal.” “My certificate requests take a week.” “I got…
Verifying Workes’ Compensation Insurance in Arkansas protect you. By Brandon Thompson, CWCA — CEO, MBG Insurance When you hire a contractor, a lawn crew, a roofer, or any business that sends workers onto your property or job site, you’re trusting…
Is That Contractor Really Covered? How to Verify Workers’ Compensation Insurance in Missouri By Kirk Reisner, AIC — Partner, MBG Insurance I started my insurance career as a claims adjuster before I ever sold a policy, and I’ll tell you…
No Insurance Required Doesn't mean NO Liability!
If you’re a general contractor in Missouri, you’ve heard every version of this argument: “I’m exempt.” “I’m just a one-man shop.” “I’ve never had a claim in 20 years.” “You’re the only GC who asks for this.” Here’s the problem:…
Why Insurance Carriers Are Betting Big on a Small Device Water damage is one of the most common — and most expensive — homeowners insurance claims in the country. It’s not the dramatic burst pipe that does most of the…
Somewhere between 20% and 42% of small businesses carry Errors & Omissions (E&O) coverage. If you run a contracting business in Missouri or Arkansas and you’re not sure whether E&O belongs in your insurance program, here’s what you need to…
8 Situations That Warrant a Quick Heads-Up One of the most common questions we hear from business owners is some version of: “What should I be watching for? When do I actually need to call you?” It’s a great question…
