You have walked down the aisle, said your vows, and went on your honeymoon and now its time to begin your life together. Your life has probably changed so much! Over the next year, you will probably have many more changes.
As your begin your life with your new spouse, your finances and insurance will likely change too. Most people think this is as simple as putting your name on your spouses policy but think again. Here are some changes that you will want to make.
Medicare is a form of health insurance managed by the U.S Government that was founded in 1965. Many different presidents attempted to pass different forms of health care in the past but, in most cases with little success. Medicare really gained steam when a national study revealed that over 56% of Americans over the age of 65 didn’t have healthcare. Legislation was later signed into place by Lyndon B. Johnson. Medicare is primarily for individuals 65 or older but someone under the age of 65 also may qualify. It is managed by CMS also known as the Centers for Medicare and Medicaid Services. In 2017, 58.5 million people were covered under Medicare according to CMS. The original Medicare is made up of Parts A and B but over over the years others have been added.
Our world is faced with an abundance of security and cyber crime that just 20 years ago wasn’t as much of a concern. With the evolution of the internet along with data breaches, cyber crimes are becoming way too common. Data breaches not only hurt business with damage caused and information loss, but also small and large business are subjected to hefty fines by government entities if proper steps are not taken before and afterwards.
Today, its not just the large business that are vulnerable. According to RPS, 43% percent of all cyber target small and medium sized businesses. Today 55% of small businesses have had some form of a data breach. A breach not only makes the business susceptible but also the employees and customers information.
Retail shops make up a big part of the Missouri Economy. Owning a shop comes can be exciting but it comes with lots of responsibility. The last thing you want to worry about is making sure you have the right insurance coverage. While being a retail stop owner, you face many risks and need customized coverage to fit your needs. Today with cyber attacks and a rise in lawsuits having the right coverage is more important than ever. Being self employed you should be focused on running a successful business. Business insurance for a retail store has more options than personal insurance.
Ozark Missouri population is growing at an incredible rate! 119% in the last 10 years to be exact. Ozark Missouri boasts a Small Town Feel, with the benefits of being a part of the Springfield Metropolitan Area. The growing community has so much to offer and is considered by many to be a great place to move.
Whether you are looking for somewhere to site see or thrill seeking attractions, we have you covered. Here are some local attractions near Springfield, Missouri that you don’t want to miss out on. [Read more…]
For most people getting back and forth to work is you cars #1 job. Have you ever wondered how you would be able to get to work if you had a covered claim on your auto insurance? Don’t worry plenty of others have asked this question and insurance companies have provided a solution! Enter Rental Car Coverage
If you’re lucky enough to work for a company that offers group benefits, you may have access to group life insurance. Group life insurance usually offers good coverage at a reasonable price but this it might not always be the best option.
Flats, dead batteries and missing car keys happen to the best of us. When you take Roadside Assistance with your Car insurance policy you might just have some help when something like this happens.
Suppose you have a home or apartment you want to rent out full time. What kind of insurance do you need purchase? You will need a rental insurance policy. Some agents may refer to this as a dwelling fire or landlord policy. No matter the name you many options and considerations to take into consideration. Here are some important things to consider before you purchase insurance.
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