Running an HVAC business means a lot more than installing air conditioners and repairing furnaces. Every day, HVAC contractors are driving service vehicles, carrying thousands of dollars in tools and equipment, working inside customers’ homes and businesses, and sending employees…
By Jordan Lair, Licensed Agent, MBG Insurance, Springfield, MO An RV isn’t a car, and it shouldn’t be insured like one. It’s a vehicle, a campsite, a storage unit for everything you own on the road, and for some people,…
By Brandon Thompson, CEO and Co-Founder, MBG Insurance | Updated September 2026 When most excavation contractors think about insurance, they think about general liability. That makes sense. It’s the policy general contractors and developers ask for first, and it covers…
By Tyler Hunter, Licensed Producing Agent, MBG Insurance – Oak Grove, MO I have this conversation almost every week with landscapers, lawn care operators, painters, handymen, and other small contractors. It usually goes something like this: “I’m a one- or…
By Brandon Thompson, MBG Insurance Bentonville is one of the best places in the country to ride a bike, and more of those bikes have a motor every year. E-bikes make it easy to commute downtown, cruise the greenways, or…
By Kirk Reisner, MBG Insurance The April 28, 2026 hailstorm was one of the worst Springfield has ever seen. Hail up to 4.75 inches fell across Greene County, and thousands of vehicles were damaged, many badly enough that insurance companies…
Concrete and flatwork contractors face risks that go well beyond accidentally damaging a customer’s property. Your company may own expensive equipment, operate heavy trucks, pull loaded trailers, employ multiple crews and rely on subcontractors to complete certain portions of a…
Choosing an insurance agency is about more than getting a quote — it’s about knowing that someone is actually looking out for you. At MBG Insurance, we built our agency around three principles that we believe set us apart from…
If you’ve ever bought workers’ compensation insurance online in ten minutes flat, you probably didn’t think twice about the “class code” box you clicked through. You should have. That code determines your rate, defines what your policy actually thinks your…
If you carry a workers’ compensation policy, you’re going to face an audit — it’s not a matter of if, but when. For a lot of business owners, that word alone causes some anxiety. But a work comp audit isn’t…
