Somewhere between 20% and 42% of small businesses carry Errors & Omissions (E&O) coverage. If you run a contracting business in Missouri or Arkansas and you’re not sure whether E&O belongs in your insurance program, here’s what you need to…
8 Situations That Warrant a Quick Heads-Up One of the most common questions we hear from business owners is some version of: “What should I be watching for? When do I actually need to call you?” It’s a great question…
If you had water come into your basement like I did you may have some issues to deal with. Here are some suggestions. What to Do When Heavy Rain Hits Your Home After a major rainstorm, many homeowners find themselves…
Tree work is dangerous, your equipment is expensive, and one bad claim can threaten everything you’ve built. Shopping for the right commercial insurance doesn’t have to be complicated — but it does require knowing what to bring to the table…
Key Takeaways The Assumption That Could Cost You Everything Every week, I talk to Arkansas business owners who’ve made the same call: skip workers’ comp, pocket the savings, and lean on health insurance if something goes wrong. It sounds reasonable.…
Missouri hail storms can cause massive damage in just a few minutes. One storm can leave homeowners dealing with roof damage while multiple vehicles sit in the driveway covered in dents and broken glass. There have been many questions coming…
A lot of Arkansas business owners I talk to have made the same call: skip workers’ comp, save some money, and lean on health insurance if something goes sideways. It’s understandable. Arkansas law does allow sole proprietors, partners, and LLC…
Hail Damage and Insurance: Frequently Asked Questions. After a hail storm, it is common for homeowners and drivers to have questions about damage, insurance claims, deductibles, roof coverage, and who is responsible. There is also a lot of misinformation that…
Missouri homeowners may soon have a new way to manage one of the biggest cost drivers in home insurance: roof coverage. Over the past several years, homeowners insurance policies have changed a lot. Many Missouri homeowners have seen higher wind…
Concrete work is physically demanding, project-driven, and carries real financial risk — from a cracked foundation claim to an employee injury on a pour day. If you’re running a concrete contracting business in Arkansas or Missouri, whether residential, commercial, or…
