By Brandon Thompson While many Arkansas drivers purchase the “state required” auto insurance limits, they don’t realize that in the long run it may actually cost them more money. Did you know that a significant share of Arkansas drivers don’t…
By Tyler Hunter If you’re a small business owner in Missouri or Arkansas, you’ve probably heard the term “BOP” thrown around by your insurance agent. A Business Owners Policy is one of the most efficient ways to protect your company…
Starting a small business comes with a long checklist, and insurance is often one of the last boxes people check — right up until something goes wrong. General liability insurance is usually the first policy a new business owner buys,…
By Tyler Hunter If you’ve ever tried to figure out whether your business counts as “small,” you’ve probably run into a frustrating truth: it depends who’s asking. The Small Business Administration defines it one way. Your bank might define it…
If you run a tree care, arborist, or tree removal company in Missouri, Arkansas, or Kansas and you’ve been shopping for workers’ compensation, you already know the problem: fewer and fewer carriers want this class of business. Tree work sits…
If you just bought an RV, it’s natural to assume your regular auto insurance — or even a basic policy from whoever you called first — will cover it the same way it covers your car. It won’t. An RV…
Watches have become one of the most popular collectible categories in the country — and for good reason. A quality watch isn’t just a timepiece anymore; it’s an investment, a family heirloom, and for a lot of collectors, a genuine…
Every year, riders drop $40,000 or more on a machine like the Polaris RZR Pro R — then call the first “1-800-Cheapest” number they find for insurance without ever asking what that policy actually covers. On a machine that size,…
If you’re driving in Arkansas with just the state-required minimum coverage — 25/50/25 liability — you’re legal, but you may be exposed to more financial risk than you realize. As independent agents, we get asked constantly whether it’s worth paying…
A recent Wall Street Journal investigation into how insurance companies treat policyholders included a detail that surprised a lot of readers: several major carriers, including State Farm, now require every member of your household to be listed on your policy…
