In Missouri, Workers’ Compensation laws are designed to ensure that workers are protected in the event of work-related injuries or illnesses, and that employers have a clear framework for providing this coverage. Here’s a breakdown of who must carry Workers’…
When it comes to protecting one of the most significant investments in your life—your home—it’s vital to understand the various types of roof coverages available. A roof is your primary shield against natural elements; hence, ensuring it has the right…
Renting your home offers flexibility and convenience, but it also comes with responsibilities. One often-overlooked responsibility is protecting your belongings and yourself through renters insurance. Here are some compelling reasons why you should consider purchasing renters insurance at Millennium Brokers.…
In the world of tree trimming and arboriculture, professionals are exposed to numerous risks – from property damages to bodily injuries. To safeguard against the financial implications of these hazards, General Liability Insurance is indispensable. This post explores why General…
I am sure many of you have noticed that things are changing in the insurance industry. It appears that the villain is mother nature, and the victim is our shingle roof. Shingle roofs that we have been told have 20,30…
The Power of Regular Reporting for Worker’s Compensation Premiums. For businesses, worker’s compensation insurance is a critical component of managing risk and ensuring the well-being of employees. However, the process of determining premium payments can be a source of anxiety,…
When I started in insurance, as my kids say, in the 1900’s, The average home was insured for $98,000, the average deductible was $500 and the average cost for coverage was $550 per year. A roof cost on average $3200,…
Its no secret that insurance rates are on the rise. The home insurance market is being impacted by significant increases in labor, materials and a huge increase in reinsurance pricing. While most pricing are on the rise, your policy doesn’t…
Sounds like a blog about hiring electricians, and although I highly recommend hiring electricians with a license and proper insurance such as General Liability and Workers Compensation insurance, this is actually an article about your next vehicle. Tesla, Rivian, Hummer…