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The Evolution of Home Insurance

Ancient Beginnings The concept of insuring homes can be traced back to ancient civilizations. In the great city of Babylon, around 1750 BC, the Code of Hammurabi included provisions for the repayment of loans used to build or repair homes…

Mitigating Audit Shock

The Power of Regular Reporting for Worker’s Compensation Premiums. For businesses, worker’s compensation insurance is a critical component of managing risk and ensuring the well-being of employees. However, the process of determining premium payments can be a source of anxiety,…

The Only Constant is Change

When I started  in insurance, as my kids say, in the 1900’s,  The average home was insured for $98,000, the average deductible was $500 and the average cost for coverage was $550 per year.    A roof cost on average $3200,…

How to Save on Home Insurance

Home Insurance

Its no secret that insurance rates are on the rise. The home insurance market is being impacted by significant increases in labor, materials and a huge increase in reinsurance pricing. While most pricing are on the rise, your policy doesn’t…

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