In recent years, businesses across various sectors have witnessed a notable increase in their commercial auto insurance premiums. This upward trend has left many business owners and fleet managers wondering about the factors driving these hikes. Understanding the reasons behind…
Ancient Beginnings The concept of insuring homes can be traced back to ancient civilizations. In the great city of Babylon, around 1750 BC, the Code of Hammurabi included provisions for the repayment of loans used to build or repair homes…
Running a convenience store can be a rewarding business venture, but it also comes with its share of risks and uncertainties. To protect your investment and ensure the smooth operation of your store, it’s essential to purchase the right business…
Auto insurance isn’t just a legal obligation in Missouri; it’s also a critical safety net. While many people try to save on premiums by choosing lower bodily injury limits, this short-term savings might lead to long-term consequences. Here’s why you…
When navigating the world of auto insurance in Missouri, one term that frequently arises is “Medical Payments” or “MedPay.” But what exactly does it mean, and why is it crucial for Missouri drivers? Let’s delve in. 1. What is Medical…
In the beautiful state of Missouri, where the rental property market continues to show promise, the savvy investor knows the significance of safeguarding their investment. Missouri, with its rich history, diverse landscapes, and dynamic cities, is appealing for tenants, making…
Southwest Missouri, with its rich history, beautiful landscapes, and unique attractions, has plenty to offer to both residents and tourists. Here’s a look at some of the most popular places to visit in this scenic corner of the Show-Me State.…
The Power of Regular Reporting for Worker’s Compensation Premiums. For businesses, worker’s compensation insurance is a critical component of managing risk and ensuring the well-being of employees. However, the process of determining premium payments can be a source of anxiety,…
When I started in insurance, as my kids say, in the 1900’s, The average home was insured for $98,000, the average deductible was $500 and the average cost for coverage was $550 per year. A roof cost on average $3200,…
Its no secret that insurance rates are on the rise. The home insurance market is being impacted by significant increases in labor, materials and a huge increase in reinsurance pricing. While most pricing are on the rise, your policy doesn’t…