Why Your RV Needs More Than a Standard Auto Policy
If you just bought an RV, it’s natural to assume your regular auto insurance — or even a basic policy from whoever you called first — will cover it the same way it covers your car. It won’t. An RV…
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Springfield, MO 65804
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Oak Grove, MO
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Bentonville, AR
Category Arkansas
Why Watches Are One of the Most Overlooked Gaps in Homeowners Insurance
Watches have become one of the most popular collectible categories in the country — and for good reason. A quality watch isn’t just a timepiece anymore; it’s an investment, a family heirloom, and for a lot of collectors, a genuine…
The cost of Insurance for a UTV or Side-by-Side.
Every year, riders drop $40,000 or more on a machine like the Polaris RZR Pro R — then call the first “1-800-Cheapest” number they find for insurance without ever asking what that policy actually covers. On a machine that size,…
Arkansas Auto Insurance: Why Higher Limits Cost Less Than You Think
If you’re driving in Arkansas with just the state-required minimum coverage — 25/50/25 liability — you’re legal, but you may be exposed to more financial risk than you realize. As independent agents, we get asked constantly whether it’s worth paying…
Is Everyone in Your Household Actually Covered? The Insurance Rule Most People Don’t Know About
Most people assume that anyone living under their roof is automatically covered by their auto policy. They aren’t. A recent Wall Street Journal article on denied auto claims noted that State Farm requires every member of the household to be…
You Put Your Rental in an LLC. So Why Is the Insurance Still in Your Name?
You did the smart thing. You talked to your attorney, formed an LLC, and deeded your rental property into it. You put your rental in an LLC, but the insurance is still in your name. The whole point was separation…
Switching Home Insurance when you have a Mortgage
Thinking about changing homeowners insurance companies but worried your mortgage will complicate things? Good news: switching is completely allowed, fairly simple, and often saves real money. Your lender doesn’t care which insurance company you use — they just require that…
Builders Risk Vs. Homeowners Insurance
What’s the Difference — and When Do You Need Each? Building a new home is exciting — but many future homeowners in Missouri and Arkansas are surprised to learn that a standard homeowners policy is not designed to protect a…
Do I Have Enough Coverage to Completely Rebuild My Home?
It’s the question every homeowner should ask and most never do — until after a fire or a tornado, when it’s too late to fix the answer. Whether you have enough coverage to completely rebuild your home comes down to…
What Do I Need to Get Home Insurance?
Getting a home insurance quote is easier than most people expect — but the quality of your quote depends on the quality of the information behind it. At MBG Insurance, we shop your home across multiple carriers, and the more…