By Brandon Thompson, CWCA — CEO, MBG Insurance | Bentonville, Arkansas Northwest Arkansas might be the best place in America to start a business right now. New restaurants, new contractors, new trades, new shops, new suppliers — this region is…
You did the smart thing. You talked to your attorney, formed an LLC, and deeded your rental property into it. You put your rental in an LLC, but the insurance is still in your name. The whole point was separation…
By Tyler Hunter Protecting Your Cards, Your Store, and Your Community The collectible card business has exploded. Between vintage sports cards, graded Pokemon cards selling for five figures, and the steady popularity of Magic: The Gathering, card shops today are…
By Kirk Reisner, AIC — Partner, MBG Insurance Talk to enough small business owners about insurance and you hear the same frustrations on repeat. “I never hear from my agent until renewal.” “My certificate requests take a week.” “I got…
Is That Contractor Really Covered? How to Verify Workers’ Compensation Insurance in Missouri By Kirk Reisner, AIC — Partner, MBG Insurance I started my insurance career as a claims adjuster before I ever sold a policy, and I’ll tell you…
If you’re a general contractor in Missouri, you’ve heard every version of this argument: “I’m exempt.” “I’m just a one-man shop.” “I’ve never had a claim in 20 years.” “You’re the only GC who asks for this.” Here’s the problem:…
8 Situations That Warrant a Quick Heads-Up One of the most common questions we hear from business owners is some version of: “What should I be watching for? When do I actually need to call you?” It’s a great question…
A lot of Arkansas business owners I talk to have made the same call: skip workers’ comp, save some money, and lean on health insurance if something goes sideways. It’s understandable. Arkansas law does allow sole proprietors, partners, and LLC…
Concrete work is physically demanding, project-driven, and carries real financial risk — from a cracked foundation claim to an employee injury on a pour day. If you’re running a concrete contracting business in Arkansas or Missouri, whether residential, commercial, or…
Key Takeaways The Assumption That Could Cost You Everything Every week, I talk to Missouri business owners who’ve made the same call: skip workers’ comp, pocket the savings, and lean on health insurance if something goes wrong. It sounds reasonable.…
