Looking for Life Insurance in Springfield?

If you are looking for Life Insurance in Springfield, Missouri, we have the answer. Life insurance is the cornerstone of a solid financial plan. Above all, it is one of the most cost effective ways to protect the people who depend on you financially.

What would happen to your family if you were to die prematurely? Similarly, could they be able to maintain their current lifestyle?

Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income?

If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer. In fact, you can start a quote or application online in a matter of seconds with our instant life quote tool above.

If all three, well, hopefully you already have life insurance. Here are a few other reasons to have life insurance though:

Charitable donations
Estate taxes
Create an inheritance for your heirs
Pay final expenses

When to review my Life Insurance in Springfield, MO

Life insurance can be one of the most important assets to your family. As your life changes, so should your insurance. Here a few of the many life events when it is important to look at your life insurance coverage.

Getting Married – When getting married you now have more than just yourself to worry about. When you take those vows to provide financially, it doesn’t end when you die. You want to make sure you protect him or her from your financial burdens.
Buying a Home or Car – When making a large purchase whether it be a car, house or something else, you want to make sure to have enough life insurance to not have to pass them bill on to your loved ones.
Having Children – Whether you are having a new baby or adopting, you are going to be one of their sole providers. Consequently, your responsibilities don’t go away if you pass away.
Start your Own Business – When starting a business you have to protect your family, business partners and business in the event that you die. Rather than hoping for the best, you can have the piece of mind of knowing the business won’t be at risk.
Other Major Life Events – Anytime you take on more responsibilities, take out a loan or take a risk you want to make sure and protect your friends and family.

Commonly Purchased Life Insurance

Term insurance is the most common type of life insurance. With term insurance, the insurance company agrees to pay a death benefit if you pass away during the term. The term usually ranges from 10-30 years. In addition, sometimes term insurance can include an accelerated death benefit. This means that policy will pay the policy will pay cash advances in the event that you are diagnosed with a terminal illness. Term insurance is the most commonly purchased insurance.

Life Insurance in Springfield MO

Purchasing life insurance in Springfield, Missouri couldn’t be any easier. At Millennium Brokers, we offer term insurance, whole life, universal life and Return of Premium. We work with over 20 A rated life insurance companies to make sure we can find the right coverage for your family. Above all our goal is to make sure we have everything all in once place.

We make buying life insurance extremely simple.

We have access to a wide range of companies so we can survey the marketplace and based on your individual rating criteria, find the best possible insurance policy at the best price.

When purchasing life coverage there are a few things to consider. Do you want Term Life Insurance, or Whole Life? Certainly we can help you find what you need!

If you don’t understand the difference that’s okay. That’s what we’re here for.

Life policy rates are based on two main variables — your age, and your health.

How much life insurance do I need?

A mistake that we often see people make is basing their coverage amount on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their death benefit.

One of the benefits of working with an independent agent like us is that we can sit down, and through a needs analysis, determine the exact amount of coverage you will need to protect the people who depend on You.

The amount of coverage you need depends on a number of different variables. Here are a few examples:

How many children you have
Your future earnings potential
Whether or not you’re married
Spouses future earnings potential
You and your spouses age
Amount of debt you have

How to get started on your Life Insurance quote

If you are looking for life insurance in Springfield Mo, look no further. To get started on your quote, call our office or start the process below.

Either way we’ll make the process simple!

Quote Request Form

What is your name?*
First Last
Your Date of Birth*
What is your occupation?
What is your highest level of education?
What is your martial status?*
What is your spouse's name?
First Last
Spouse's Date of Birth
Spouse's Occupation
Current Mailing Address*
Street Address Address Line 2 City State ZIP Code
How long have you lived at this address?
Phone*
Email*
Preferred method of contact?*

Please list your vehicles production year, make, model:*
Do you have full coverage on all your vehicles?
Which Vehicles do you want full coverage?
What year did you purchase your vehicles:*
Do any of the above vehicles have a salvage or prior damage title?*
Which vehicle does this apply to? Has the damage been completely repaired?
Are the vehicles listed above registered to either you or your spouse?*
Please provide name of registered owner and relationship to you:
What insurance company currently provides your auto coverage?
How many years have you been with your current auto insurance company?*
Do any of your vehicles have automatic emergency braking?
What vehicle has this feature?
Are the above vehicles used for any type of business, delivery, commercial purposes?*
Please provide additional information about vehicle usage:
Please provide first name, last name and date of birth for additional operators or permitted or licensed household members:
Are any vehicles mentioned above garaged away from your home address?*
Please provide additional information about vehicle garaging location:
Has any operator had any violations, suspensions or revocation of drivers license in the last 5 years?*
Please provide additional information about driving record:
Auto Notes:

Name of Business
Describe What Your Business Does on a Daily Basis?
Business Address
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Address of property to insure--if different from mailing address.
Street Address Address Line 2 City State ZIP Code
How is this home occupied?*
Do you have a mortgage on this home?*
Is your homeowners policy paid by escrow?
Have you had any homeowners insurance claims in the last 6 years?*
If known, please provide additional information about previous homeowners claims:
How many years have you had you current homeowners policy?
What company currently provides your homeowners insurance?
What year was your home originally built?*
What month and year did you purchase your home?*
What is the living area square footage of your home?
How many bathrooms does your home have?*
What type of roof covering does your home have?*
What year was your roof covering installed?*
Does your roof have more than 1 layer of roof covering?*
Please list total number of shingle layers:*
How many acres does your home sit on?
What is the total number of household residents?*
Does your home contain any of the following types of plumbing: galvanized, polybutylene or pex ?*
What is the primary type of exterior siding for your home?*
What type of foundation does your home have?*
Do your home contain fuses, aluminum or knob and tube wiring?*
Please provide additional details about wiring type:
Does your home have any existing damage?*
Please provide a description of of damage and when it will be repaired:
Are there any underground fuel tanks on your property?*
What is the primary heat source for this home?*
Does you home contain a supplemental heat source?*
Do you now have or intend to have a trampoline on your premise?*
Does any household member own or care for any animals or pets?*
Please list type and breed of animals or pets:*
Do you or a member of the household own, have custody, care, or control of any animal that is known to have previously bitten a person, other animal, or have caused property damage?*
Do you have centrally monitored burglar alarm?
Do you rent your home on a short term basis? (Airbnb, home sharing, ect.)*
Home Notes:

Please list your rental properties here as well as estimated roof age for each:
Do any rental homes contain fuses, aluminum or knob and tube wiring?*
Please provide additional information about these conditions:
What limit of personal umbrella liabilty would you like a quote for?
Year, make, model, horsepower and estimated value of your Boat:
Please provide year, make, model and estimated cash value of your bikes:
Please list how much life insurance coverage is requested:
Please indicate how much coverage is requested for your personal property at your rented home?
What led you to request this quote?
- Personal Referral
- USPS Mailer
- Word of Mouth
- Web Search
- Social Media
- Lender Referral
Name of who referred you?
Is there a certain insurance agent you would like to work with?
Untitled
Questions, Comments and Feedback:
This is not required, but if readily available, please attach your current insurance policy declarations pages or recent appraisal in PDF or JPG format, this way we can build an exact comparison.
Drop files here or

Accepted file types: pdf, jpg, Max. file size: 39 MB, Max. files: 4.
Comments
This field is for validation purposes and should be left unchanged.