Bio
After more than two decades in the mortgage industry, I bring a uniquely comprehensive perspective to home and auto insurance. In the mortgage world, I saw every day how homeowners insurance underpins the entire homeownership journey; how the right policy protects a family`s largest asset, keeps closings on track, and prevents costly surprises when life happens. That experience inspired a transition into insurance, with a focus on educating clients and tailoring coverage that truly fits their needs.
Having worked on thousands of loans I understand the critical role of proper homeowner`s coverage- from the roof down to the foundation. I help clients evaluate roof protections like wind and hail coverage, replacement cost versus actual cash value, and deductibles that won`t derail repair when a storm hits. I also emphasize liability safeguards for injuries on your property, ensuring you have the right limits and medical payments coverage if a guest slip, a dog bite occurs, or an accident happens on your premises. Beyond the basics, I can spot common gaps- such as water backup, ordinance of law coverage, and sufficient personal property and loss-of-use limits- so clients aren`t left exposed.
Today, as a licensed home and auto insurance advisor, I combine lending savvy with insurance expertise to build a well-rounded protection plan. I coordinate with lenders and real estate professionals to smooth the path to closing, and I align auto liability limits with home coverage to protect the full picture of a client`s risk. Clear communication, practical guidance, and a
client-first approach define my work.
Whether you`re buying your first home, refinancing, or reviewing long-standing policies, I am committed to making insurance understandable, proactive, and truly protective- so you can feel confident that your home, roof, and guests are covered the right way.
No Matter What You Own, Tammy is Here to Help
If you're looking for a reputable and robust insurance and risk management service for your clientele, Tammy is here to help. With access to multiple insurance carriers, she can truly provide a custom insurance plan for your clients, helping them protect their most valuable assets easier.