If you rent an apartment, home or condo, renters insurance is an important coverage that you need. So, Why is it coverage so important? Because your landlord’s insurance policy typically wont provide coverage for your personal belongings. Renters insurance can not only cover your most precious possessions in the event of theft, fire or Tornado. In addition, coverage for water backing up, hurricanes and earthquakes can be available as well.
What does Renters Insurance Cover in Springfield MO?
Personal Property – Most policies can cover the cost to repair or replace your stuff up to a coverage limit. Personal property can include items like clothing, furniture, and sometimes even electronics.
Liability – This is the coverage who you rent from wants to make sure you have. This coverage can help cover repairs if you accidentally damage someone else property or if you are found responsible for injury to another person. Additionally, coverage can also be selected to cover your guests medical bills if others are injured while at your home.
Additional Living Expenses – This coverage can help cover additional costs you have you have after a covered loss. This coverage can also include hotel or other living expenses if your home is damaged and you cant live in it while its being repaired.
Why choose Millennium Brokers to set up Renters Insurance?
- Generally insurance companies offer renters coverage on a separate policy than your auto insurance. Sometimes bundling can save you money and other times it can be more expensive. Millennium Brokers can also show you rates with as many as 15 companies to make sure you are getting the right renters insurance at fair price.
- Having multiple insurance companies can also give you the ability to compare coverage and choices as well. Some insurance companies offer special coverages, while others might not. Importantly, having multiple choices can also make sure you have the right coverages to protect your family and property.
- We offer a variety of discounts and coverage options. We can make sure to match you with the right insurance company to maximize discounts on your renters and auto insurance as well.
If you would like more information on Renters Insurance, you can call Millennium Brokers at 417-773-7822. You can also visit us at 2100 S. Brentwood Blvd Ste G Springfield, MO 65804.
We are always here to help!