In Missouri, as in many parts of the U.S., winter brings freezing temperatures. These temperatures can wreak havoc on outdoor equipment, especially your garden hose. Here are compelling reasons why you should remove and store your garden hose before the…
Swimming pools, with their sparkling water and promise of fun, are a coveted feature in many homes. However, along with the benefits come responsibilities. If you own a pool, an umbrella insurance policy isn’t just a recommendation—it’s a necessity. Here’s…
When it comes to protecting one of the most significant investments in your life—your home—it’s vital to understand the various types of roof coverages available. A roof is your primary shield against natural elements; hence, ensuring it has the right…
I am sure many of you have noticed that things are changing in the insurance industry. It appears that the villain is mother nature, and the victim is our shingle roof. Shingle roofs that we have been told have 20,30…
Its no secret that insurance rates are on the rise. The home insurance market is being impacted by significant increases in labor, materials and a huge increase in reinsurance pricing. While most pricing are on the rise, your policy doesn’t…
Southwest Missouri was hit by a significant hail storm on April 15th 2023. The storm was bad enough but the aftermath and dealing with the scammers will have long term affects. In Springfield we have several long term, local roofing…
A scary tale of what could happen. Hank the Painter Guy is on his ladder painting the last few pieces of siding on the end of your house nearly 16 feet up with his air sprayer. He has done a…
The Term “Act of God Clause” is the most misinterpreted insurance company denial ever. I am going to try to give some explanations and examples on how this works and when it is used. So, what exactly is an “Act…
We hear all the time from prospective clients “I had a claim with zero pay out so it shouldn’t affect me.” or “the insurance company only paid a few hundred dollars.” The truth of the matter is these claims do…
Have You Seen The Price Of Eggs? I am sure most everyone remembers 3 years ago when eggs were $1.29 and today they are 4 or 5 times higher than that. Unfortunately the insurance industry is not immune to the…
